Legal
Terms of Use
Effective date: January 1, 2025
1. Agreement
By accessing MeriVox Ledger, you agree to these terms and the Privacy Policy. If you do not agree, do not use the website or submit information through its forms.
2. Educational purpose
MeriVox Ledger provides general educational material about personal finance concepts. Content is not individualized financial, investment, tax, accounting, or legal advice, and no outcome is guaranteed.
3. Catalog and demonstration cart
Catalog descriptions, prices, and cart behavior are provided for the website experience. A local order review does not create a payment obligation, enrollment contract, or completed purchase unless a separate written process states otherwise.
4. Responsible use
You agree to provide accurate contact information, avoid unlawful activity, avoid attempts to disrupt the site, and avoid submitting confidential financial credentials through the contact form.
5. Intellectual property
The MeriVox Ledger name, curriculum structure, written content, interface design, and original materials belong to MeriVox Ledger or its licensors. You may use purchased or authorized materials for personal learning and may not reproduce or redistribute them commercially without permission.
6. Availability and links
We work to keep the website accurate and available, but content may change and uninterrupted access is not promised. Links are provided for navigation and do not imply endorsement of unrelated services.
7. Disclaimers and limitation
The website is provided on an as-available basis. To the extent permitted by law, MeriVox Ledger is not responsible for decisions made solely from general educational content, indirect losses, or interruptions beyond reasonable control.
8. Changes and termination
We may revise these terms or suspend access where necessary for security, legal compliance, or service changes. Continued use after an update means you accept the revised terms.
9. Contact
Questions about these terms can be sent to [email protected].